Despite China's scrutiny of online credit, smaller services have proliferated in China, as the penetration rate of online microlending reached 69.2% in 2021 (Yaling Jiang/South China Morning Post)

Yaling Jiang / South China Morning Post:
Despite China's scrutiny of online credit, smaller services have proliferated in China, as the penetration rate of online microlending reached 69.2% in 2021  —  Trams and cast-iron postboxes speak to the history of the city, while delicacies such as fishballs and egg waffles are street food essentials …